More than a Century of Innovation and Stability

Fidelity Life believes life insurance is one of the most important gifts you can give your family to help protect their future. They also believe the process for buying life insurance should be fast and hassle-free, so that it's easy to obtain. With a consumer-centric reputation built on 117 years of innovation, Fidelity Life is dedicated to providing a customer experience unlike any other life insurance provider.

Fidelity Life has created a unique, web-based underwriting process that speeds up the time needed to approve you for a policy. This combination of technology and underwriting innovation virtually eliminates the need for invasive medical testing and tedious delays so common with other carriers. So you obtain coverage from Fidelity Life in days, not months.

Fidelity Life offers a wide selection of products to fit every stage of life:

LifeStory Term Life
LifeStory Term, a unique patent-pending product, is designed to make the entire application process with Fidelity Life easy for you. This term life insurance policy is available up to $499,000 without taking a medical examination1. Instead, approval for a policy depends upon your answers to health questions on the application and results from database sources. Coverage is available for people ages 18 to 65 years.

Hybrid Term Life Insurance
Hybrid Term Life Insurance from Fidelity Life, provides up to $1,000,000 of competitively priced life insurance with a convenient 24 to 48 hour approval process. Your initial coverage is a blend of all cause and accidental death life insurance. With medical underwriting following policy issuance, you may enhance this blend by increasing your all cause coverage component and eliminating or reducing your accident only limitation.

Accidental Death Benefit
Accidental death is the #1 killer of people under 45 and a leading cause of death for all adults2. For as little as $10 a month, you can have the coverage you need to protect your family and investments with Accidental Death Benefit insurance. There are no medical exam or health questions and approval is guaranteed3.

Get a free, no-obligation quote by calling Spectrum Direct at 888-846-6725.

1 Occasionally a medical exam, test or report will be ordered to assist a customer in clarifying or correcting an item of medical history.
2 Source: CDC/NCHS, National Vital Statistics System, 2008
3 Applicants must be a U.S. citizen or have permanent resident status (green card)

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